Oklahoma Auto Insurance

How Do I Get Affordable Auto Insurance in Oklahoma?

Oklahoma has a population of nearly 4 million people and is home to major cities like Oklahoma City and Tulsa. As one of the states with the highest number of severe weather incidents, having reliable auto insurance is essential for all drivers.

Every driver on the road in Oklahoma needs affordable auto insurance from a quality provider that pays claims fairly. Save Money Car Insurance offers coverage options that fit your needs while keeping costs affordable.

Why Do I Need Car Insurance in Oklahoma?

Oklahoma consistently ranks among the top states for car accidents, with thousands of crashes occurring each year. To stay protected, it’s important to carry the right insurance coverage. Save Money Car Insurance helps Oklahoma drivers find the coverage they need to protect themselves and their families.

Oklahoma law requires drivers to have minimum liability auto insurance, which helps cover costs if you cause an accident that injures someone or damages property.

What Are the Required Car Insurance Coverages in Oklahoma?

Oklahoma state law requires drivers to carry at least:

• $25,000 bodily injury liability coverage per person
• $50,000 bodily injury liability coverage per accident (if multiple people are injured)
• $25,000 property damage liability coverage per accident
  

What Are Optional Car Insurance Coverages in Oklahoma?

While liability insurance is required, Oklahoma drivers have several optional coverages that provide extra protection:

• Collision Insurance – Covers repairs to your vehicle if it's damaged in an accident with another vehicle or object. If you have a car loan, your lender may require this coverage.
• Comprehensive Insurance – Helps pay for repairs if your vehicle is damaged by something other than a collision, such as theft, vandalism, fire, or weather-related incidents (including hail and tornadoes).
• Medical Payments Coverage (Med Pay) – Can help pay for medical expenses for you and your passengers after an accident, regardless of who was at fault.
• Uninsured/Underinsured Motorist Bodily Injury (UMBI) – Covers medical expenses if you're injured in a crash caused by a driver who doesn't have enough (or any) insurance.
• Rental Reimbursement Coverage – Helps pay for a rental car while your vehicle is being repaired due to a covered claim.